Living beyond 45 is an art by itself
Paula Shoshkesh
Aug. 26, 2005

It is that time when you are set in your career but your health starts manifesting the weaknesses you have accumulated over years if any. Internal and external manifestation of diabetes, high cholesterol, blood pressure and more start expressing themselves. Your busy schedule makes it difficult to even track your health issues. But it is the time when your health, family and profession compete for your time and you struggle to juggle around your twenty four hours.

It is an art to live healthy and prosperous after you reach forty-five. It is essential you prioritize your obligations. Your job or business, family, leisure, health, investments all needs time. You need to divide your time based on your priorities. The less you need to do, the better you will do what you must do.

Two things make all concerned. First the health and second the smart investments that can make your dream come true – an early retirement and financial freedom!

Investment is not an easy thing unless you mastered it before you reached 45. Here are some tips:

1. You need two or three trades a year at the maximum to double your net worth. According to legendary Peter Lynch you do not need to invest in too many stocks. Invest in something that is going to happen big and you can sense it because of your knowledge and experience. Please do not use insider information. It will get you into trouble sooner or later.

Here is an example. If you were involved in Internet, eBusiness and so on, you knew why Google as a search engine was a sure shot stock to triple in less than a year. If you had $10,000, you could have taken a $1,000 in call options on Google and that would have become $11,000 in nine months. The risk was minimal and the potential for gains was enormous.

All that you need to do is look for sure shots. There is a catch and you need to worry about that. As you are spotting a sure shot situation, millions of others are also probably spotting the same. The biggest question is you the first to spot and buy or the last? That really determines your investment results. Investment gurus or advisors are sometime last and sometimes early. Believe it or not on the average they perform like the common people but of course with a large hype.

2. Please make sure you do not become part of the crowd. Any thing that is going to explode upwards like Google did in the last twelve months or crude oil futures did, make the crowd finally follow it. If you see that the crowd – people in the street, radio, TV, High school kids talking about it, get out and stay out. If you spot a situation early you will not see the crowd dancing on it.

3. In recent days the hedge funds are collectively moving the markets. People are making enormous money watching these hedge funds accumulate some commodity or stock. Be careful, these hedge funds can dump it too.

The next thing that matters to all of us and sometime it is the top priority is health. For that here are some advise:

1. Swimming is the best exercise because you can do it forever with little stress on your joints.

2. Look for alternative medicines. When combined with regular medication, they provide excellent results.

3. Never compromise on your exercise – no matter what happens fix a time and just do it.

4. If you are time constrained, join a martial arts school. Perform moves but never spurring can badly hurt you. You do not need that but the rigorous exercise with the aim of higher belts can really do miracle for you.

Be well. Exercise and invest smart. Master the art of living beyond 45 and you will happy forever.

MORE ARTICLES >>